Cùng The SOL Education trả lời các câu hỏi IELTS Speaking part 1 topic Money/ Spending money trong bài viết này nhé.
I am mindful of my spending and try to maintain a balanced approach. While I don't indulge in unnecessary expenses, I believe in spending on experiences and items that bring value to my life.
I typically spend money on essential needs like food, transportation, and housing. Additionally, I allocate a portion for leisure activities, socializing, and occasionally treating myself to things that bring joy and relaxation.
Yes, I do use a credit card for certain transactions. It offers convenience and can be useful in emergencies. However, I am cautious about managing credit responsibly to avoid unnecessary debts.
I believe that the use of cash might decrease in the future as digital payment methods become more prevalent. However, I will likely continue to use cash for smaller transactions and in situations where it is the preferred or only option.
In Vietnam, a variety of payment methods are common. While cash is widely used, digital payment methods, such as mobile wallets and bank transfers, have gained popularity, especially in urban areas. Many people also use credit and debit cards for convenience.
I save money by setting a budget, prioritizing needs over wants, and putting aside a portion of my income into a savings account. I also look for opportunities to invest wisely for long-term financial goals.
I think e-payment is a convenient and efficient way to conduct transactions. It offers speed and ease, reducing the need for physical cash. However, it's important to ensure the security of online transactions to prevent any potential risks.
I use credit cards for certain transactions, especially when making online purchases or for larger expenses. However, I use them responsibly, paying off the balance regularly to avoid accumulating unnecessary debt.
While the popularity of cash might decrease with the rise of digital payments, I believe it will continue to be used, especially in certain situations and regions where digital infrastructure may not be as advanced.
I appreciate both spending and saving money, but I prioritize finding a balance between the two. Spending on experiences and necessities brings joy, while saving ensures financial stability and the ability to achieve long-term goals.
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